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We offer members the following accounts:
- Regular Savings Account
- Special Savings Account
- Christmas Club Account
- Checking/Share Draft Account
- Super Saver Money Market Account
- IRA Account
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New Member Fee only $5.00!
Checking/Share Draft Accounts:
Someone else may have earned interest on your previous checking account funds.
But with LCU's checking, YOU benefit! Dividends are paid monthly, credited to your checking account, and paid on your ending balance at the rate of
1.00% (1.00 APY).
Your checks are designed to include a carbon copy for accurate record keeping. Check order charges vary, depending on check style ordered. (Quantity = 150 checks per box or six book containing 25 checks each). Checks can be re-ordered online (Click Here). Your checking account has unlimited check writing availability.
To open a checking account, either an initial deposit of $75.00 is required, or enrollment in direct deposit.
(Reminder: you must deposit sufficient funds to cover your first order of checks.)
Checking Account Fees:
Monthly service charge
(If minimum balance is less than
$1000.00) |
$5.00 |
| Debit Card monthly fee |
$2.00 |
| Checks returned for insufficient funds
(NSF) |
$25.00 |
| Debit Card returns for insufficient funds
(NSF) |
$25.00 |
| Stop Payment |
$15.00 |
| Check Copy (per check) |
$10.00 |
| Returned Item Fee |
$5.00 |
| Statement Print Out (If request is in addition to your regular monthly statement) |
$6.00 |
| Outgoing Wire Transfer (per wire) |
$15.00 |
| Incoming Wire Transfer (per wire) |
$10.00 |
| Transfer Fee (Transfer initiated by this office necessary to clear checks, ATM and ACH items) |
$10.00 |
| Debit Card Replacement fee |
$5.00 |
| Checking Account, Debit Card & ACH
Electronic Clearing fee |
$15.00 |
| ACH Electronic Payment NSF fee |
$25.00 |
| Deposited Item Return fee (per item) |
$5.00 |
| Money Order fee (per money order,
maximum $1,000) |
$1.00 |
| Inactive Account fee (per month - after
6 months dormant and account under $100) |
$5.00 |
| Home Equity Loan Application fee |
$50.00 |
| IRA Annual Administration fee |
$20.00 |
| Research fee (per hour) |
10.00 |
| Loan Application fee |
$5.00 |
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Savings Account Fees:
Regular and Special Share Accounts:
First 12 withdrawals per year –
No charge
First withdrawal thereafter per day - $5.00
Additional per day withdrawal fee - $1.00 |
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Note: Dividends and fees are subject to change as set forth by Lourdes Hospital Federal Credit Union Board of Directors.
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