Not everything in life can be anticipated – everyone who at least once made major repairs in an apartment knows about it from his own experience. Even if you address a designer who has tried to think through all the details, it can be impossible to foresee every little detail, and often extra funds are required to put through the repair.
This situation is especially familiar to residents of new buildings, in which the cost of quality repairs is, on average, 25% of the price of the housing itself. However, this happens with the usual small repairs of a bathroom or kitchen. It is not surprising that more and more people today prefer to take a loan out from a bank from the very beginning, and only then calmly proceed with the arrangement or renovation of housing.
Often, the simplest scheme for obtaining funds is to get an inappropriate consumer loan in cash, and then use it to renovate an apartment. In comparison with a conventional targeted loan, this option is simple and quick to receive. It does not need to negotiate with possible guarantors or provide property as collateral. Finally, with reasonable planning, it allows you to end up with less overpayments in interest and no extra costs.
The flexibility of tariffs and the variety of convenient monthly payment options make this home improvement loan moe efficient. There is a profitable option for every borrower. You will get a loan for repairs, which is easy to take, choose and arrange, easy to repay and even ahead of the payment schedule.
Decide on the purpose for which you are submitting an application – it can be a loan for home renovation, for the purchase of furniture, renovation of household appliances, etc. Depending on the purpose, you may need a different amount of borrowed funds. It takes 5 minutes to preliminarily assess your capabilities and bank terms. A convenient online calculator allows you to calculate terms and rates based on the required amount and loan terms. Try to consider options with different amounts of borrowed funds and different periods of their issuance, choose the best one for yourself.
You can apply for a loan for up to several years, depending on your own capabilities and plans. The amount required for these purposes may be different, but on average our clients choose home improvement loans for relatively short periods froma year to three.
Online application for home improvement loand
Save time and energy for the main thing – do not waste it on visiting a bank department. Concentrate on your own plans, and you can get a loan solution in a matter of minutes. It is enough to fill out an online application on the website, after which a bank employee will contact you and agree on a convenient time and place for you to prepare all the necessary documents.
Early and free
If your life is waiting for a rapid financial recovery, you may want to quickly get rid of loan payments in order to move on to implementing new plans. Therefore, early repayment is possible for consumer loans: the bank does not charge extra fees for this. You can recalculate the loan for early repayment using the calculator.
Easy to decide
Unlike targeted loans, home improvement loan can be obtained without collateral and guarantors. For its issuance, a minimum of certificates and applications are required. It is enough to submit the necessary documents to the lender and get approval.
Flexible interest rates
Our lenders strive to do everything so that you can make repairs as soon as possible. Our company tries not to complicate this troublesome task with unnecessary financial burdens. Home improvement loan rates are determined on an individual basis. Its specific value is established on the basis of the documents provided.